what does the bible say?
To impute something means to credit it to someone’s account. In Scripture, imputed righteousness refers to God crediting Christ’s perfect life to the believer through faith. We need this because we are not at all righteous. All people are born sinful (Psalm 51:5) and fall short of God’s standard (Romans 3:23). Our sin, then, makes us guilty before Him.
That guilt demands judgment. The penalty for sin is death (Romans 6:23), and no amount of effort or religious practice can remove that debt. Unless someone provides righteousness for us, we will be condemned.
The good news is that Christ took our guilt upon Himself and bore its punishment on the cross. When we believe in Him, His righteousness is imputed, credited to us (2 Corinthians 5:21). Just as Adam’s sin brought guilt to all, Christ’s obedience brings justification to those united to Him by faith (Romans 5:18-19).