what does the bible say?
Individuals are guilty for their own sin, not the sins of their parents. Some appeal to Exodus 20:5 as supporting the idea of children being punished by their parents’ sin. However, that passage is about how the consequences of one’s sin reach future generations as later generations are taught to follow the same rebellion. In short, the passage describes the ongoing patterns of sin that tend to follow a family line, not inherited guilt. Elsewhere, God makes it clear that each person answers for his or her own actions (Deuteronomy 24:16; Ezekiel 18:20).
This distinction helps clarify an important biblical truth: while guilt is always personal, sin often leads to consequences that affect others. A parent’s sin can influence a child, even though the child is not morally accountable for the parent’s wrongdoing (Exodus 34:6–7). These are real ramifications of sin, but they are not the same as bearing another person’s guilt.
This is why the New Testament teaches that each individual stands before God to give an account for his or her own life, and that salvation must be personally received through Christ (Romans 14:12; 2 Corinthians 5:10).