what does the bible say?
Scripture is clear that immediately after death, people enter a conscious state of blessing or torment, depending on whether they were saved in this life (Luke 16:22–23; 2 Corinthians 5:8; Philippians 1:21–23). However, the Bible distinguishes between the present state of the dead and the future state that will occur after Jesus returns (Daniel 12:2; 1 Thessalonians 4:16–17; Revelation 20:11–15). Theologians refer to this current afterlife experience as the “intermediate state” to emphasize that it is not the final destination of either believers or unbelievers. Still, both immediately begin experiencing either the joys of heaven or the torments of hell (Luke 16:23–26; Hebrews 9:27).
Luke 16:19–31 is the primary passage for understanding life after death during this time. It teaches that unbelievers immediately enter Hades and experience torment (16:23), while believers immediately enter a place of rest and joy (16:22; cf. 2 Corinthians 5:8; Philippians 1:21-23; Luke 23:43). An impenetrable barrier between these two regions, meaning there is no possibility of crossing from one to the other (16:26). One’s eternity is fixed at death (Hebrews 9:27). The Old Testament doesn't emphasize the afterlife as much as the New Testament, but it does teach a conscious awareness of death and a judgement where believers will be in God's presence and unbelievers will be in disgrace (Isaiah 14:9-10; Daniel 12:2; Job 19:26).
Note that many of the familiar descriptions of heaven actually refer to a time in the future when heaven will be on earth (Revelation 21–22). Thus, they will not be enjoyed until after the future resurrection.